Secure Your Retirement with Annuity Options from Insurance Lab LLC
We all worry when we are near retirement or are just starting on the next phase of our journey.
We are concerned about outliving our savings account through retirement. Here is where a well-designed and customized Annuity Plan comes in to help in supplementing your income and minimize risk. As experts in annuity strategies, we can help you select the right plan to suit your needs and budget.
Some key things to know about annuities from Insurance Lab LLC:
- Guaranteed Lifetime Income: Many annuities offer conversion to provide guaranteed income that lasts as long as you live. Ensuring you never run out of money is a great way to ease retirement anxiety.
- Tax Deferral: Your annuity accumulates on a tax-deferred basis, allowing more of your money to grow versus being taxed each year. These tax savings can add up over the long term.
- Lump Sum Payout Option: For those who want access to cash, some plans let you take a portion or all of your value in a lump sum if needed.
- Spousal Benefits: Elect joint or survivor benefits and your income can continue to a spouse if you pass away, protecting them too.
- Rider Options: Add features like long-term care that help cover assisted living or nursing home costs if needed.
Contact one of our representatives today for more details on our annuity offerings. During a free consultation, we’ll review your specific goals, timeline, and risk tolerance to recommend the right income or accumulation plan from top-rated carriers. Schedule your complimentary session and let’s find the ideal annuity solution together.